Yes, most banks are closed on Juneteenth 2025 (June 19). Since Juneteenth became a federal holiday, the vast majority of banks follow the Federal Reserve’s holiday schedule and will be closed on Thursday, June 19, 2025.
Why Are Banks Closed on Juneteenth?
Juneteenth is one of 11 federal holidays the Federal Reserve System observes, making it an official banking holiday. Since most financial institutions align their schedules with the Federal Reserve, banks nationwide recognize this important day commemorating the end of slavery in the United States.
The Federal Reserve designated Juneteenth as an official banking holiday following its recognition as a federal holiday in 2021, ensuring consistent observance across the banking industry.
Which Banks Are Closed on Juneteenth 2025?
Major banks like Chase, Bank of America, Wells Fargo, and TD Bank will be closed on Thursday, June 19, 2025. This includes:
Major National Banks:
- Chase Bank
- Bank of America
- Wells Fargo
- TD Bank
- Citibank
- U.S. Bank
- PNC Bank
- Capital One
Regional and Community Banks: Most regional and community banks also follow the Federal Reserve schedule and will be closed on Juneteenth.
What Banking Services Are Still Available?
While physical bank branches will be closed, several banking services remain accessible:
Available Services:
- Online banking services and ATMs will be available
- Mobile banking apps
- Telephone banking
- ATM machines for cash withdrawals and deposits
- Online bill pay and transfers
Important Note: Some ATM services may be limited, and cash deposits might not be processed until the next business day.
Planning Your Banking Needs
Since banks are closed on Juneteenth, it’s essential to plan ahead for your financial needs:
Before the Holiday:
- Complete any urgent banking transactions by Wednesday, June 18
- Withdraw sufficient cash for the holiday
- Schedule bill payments in advance
- Deposit checks before the holiday to avoid processing delays
Transaction Processing: Any transactions made on Thursday, June 19, will typically be processed on the next business day, Friday, June 20.
Other Services Affected by Juneteenth 2025
Beyond banking, several other services observe Juneteenth as a holiday:
Closed Services:
- All federal agencies including DMV and Social Security Administration
- Stock markets (NYSE and NASDAQ)
- Federal courts
- Post offices (no mail delivery)
- Most government offices
Open Services:
- Most retail stores and restaurants
- Grocery stores and pharmacies
- Gas stations
- Emergency services
The Significance of Juneteenth Banking Holiday
Juneteenth’s recognition as a banking holiday reflects its importance in American history. The holiday commemorates June 19, 1865, when news of the Emancipation Proclamation finally reached enslaved people in Texas, marking the effective end of slavery in the United States.
Banks’ observance of this holiday demonstrates corporate America’s commitment to recognizing this crucial moment in civil rights history.
Tips for Juneteenth Banking
Smart Banking Strategies:
- Use mobile banking apps for account monitoring
- Locate nearby ATMs in advance
- Consider credit cards for purchases if cash runs low
- Schedule important transactions for Friday, June 20
Customer Service: While branches are closed, many banks offer 24/7 customer service lines for urgent issues.
Looking Ahead
As Juneteenth continues to gain recognition across industries, more businesses may begin observing this federal holiday. Banking customers should expect consistent closure of financial institutions on June 19 each year.
For the most current information about specific bank policies, always check directly with your financial institution, as some smaller banks or credit unions may have different holiday schedules.
Remember to plan your banking needs accordingly and take advantage of available digital banking services during the Juneteenth holiday closure.